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You are applying for
Micro Center Credit Card
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Quick Help
What information do I need to apply?
If my application is approved when will I receive my new card?
If my application is approved when will I receive my first billing statement?
To apply for a credit card issued by Wells Fargo Bank, N.A., you will need your Social Security Number or Individual Taxpayer Identification Number, income information, and an email address.
Once approved, you'll receive your card in about 7 to 10 business days, and it will be automatically added to your Wells Fargo Online® account.
Within 45 days after making the first charge to your credit card account. If you'd rather receive Online Statements going forward, choose this option at Wells Fargo Online. If you don't receive your statement in the mail within 45 days, please call us at 1-877-805-7744, Monday - Friday, 8:00 am to 6:00 pm Central Time.
Still have questions?
Online Security
See how we protect your information with our commitment to Online security.
Quick Help
What information do I need to apply?
If my application is approved when will I receive my new card?
If my application is approved when will I receive my first billing statement?
To apply for a credit card issued by Wells Fargo Bank, N.A., you will need your Social Security Number or Individual Taxpayer Identification Number, income information, and an email address.
Once approved, you'll receive your card in about 7 to 10 business days, and it will be automatically added to your Wells Fargo Online® account.
Within 45 days after making the first charge to your credit card account. If you'd rather receive Online Statements going forward, choose this option at Wells Fargo Online. If you don't receive your statement in the mail within 45 days, please call us at 1-877-805-7744, Monday - Friday, 8:00 am to 6:00 pm Central Time.
To comply with the requirements of the USA Patriot Act, we cannot accept a P.O. Box as your home/permanent address (or business address, if applicable). We use this information for verification purposes.
Your email address lets us communicate important information about your application and account(s). Occasionally, we'll email you information about account features and other available products (if you do not wish to receive these types of emails, you can always change your email preferences later).
We ask for your Social Security Number or Individual Taxpayer Identification Number to help pre-fill your information in this application process, verify your identity and obtain credit history for processing your application.
We need this citizenship information to determine the eligibility and suitability of our products, and to comply with the USA PATRIOT Act.
You'll need to provide this as your security word when contacting Wells Fargo Customer Service.
In about 1-3 words, please note any type of income not listed in the Income Source dropdown.
We ask for financial affiliation because Regulation O prohibits the bank from extending credit on preferential terms to its Insiders and Insiders of its correspondent banks. Insiders include Directors, Executive Officers, or Principal Shareholders of any bank, thrift or other depository institution or a company owned or controlled by such a Director, Executive Officer or Principal Shareholder ("Related Interest"). Extensions of credit made to Insiders must be approved according to set procedures to ensure we avoid any violations of Regulation O.
This application allows you to make a balance transfer payment directly to your other card.
Choose which language you prefer to receive future communications and documents.
MARRIED WISCONSIN RESIDENTS: If you are applying either individually or jointly with someone other than your spouse, we require you to provide us with the name and address of your spouse. We are required by law to inform your spouse that you have opened an account with us.
MARRIED WISCONSIN RESIDENTS: If you are applying either individually or jointly with someone other than your spouse, we require you to provide us with the name and address of your spouse. We are required by law to inform your spouse that you have opened an account with us.
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FAQs
If you are not instantly approved, we will mail you a credit decision within 5 to 7 business days. If you are approved, you will receive a mail package with information intended to help you better understand your credit report and a copy of the applicable Wells Fargo Privacy Notice.
What credit score is needed for a Wells Fargo credit card? ›
Good credit: A FICO® Score of 670 or higher is suggested when applying for a Wells Fargo card. There isn't a strict minimum credit score with Wells Fargo, but it typically only approves applicants with good credit or excellent credit.
Is it easy to get a credit card with Wells Fargo? ›
For example, the Wells Fargo Active Cash® Card requires at least good credit or better for approval, like most Wells Fargo cards, making it difficult for many people to qualify. In addition to a good enough credit score, you'll also need to have a steady income, be 18+ years old, and have an SSN or ITIN.
What is the phone number for Wells Fargo credit card application status? ›
Whether you are an existing Wells Fargo customer or not, you may call the application status line at 800-967-9521, which is open 24 hours a day and seven days a week.
Does Wells Fargo give instant credit card approval? ›
Wells Fargo does offer the possibility of instant approval on its credit cards, though. That means an applicant could receive a decision within minutes of submitting the application. After that, it takes about 7 to 10 business days for the card to arrive. Wells Fargo does not offer...
Is Wells Fargo hard to get approved for? ›
To be eligible for the Wells Fargo Active Cash Card, a credit score within the good to excellent range is typically needed — at least 670 or higher according to the FICO® Score range — for the best chance of approval.
What is the starting limit for Wells Fargo credit card? ›
Wells Fargo credit cards credit limits can be quite high, depending on your credit standing; the minimum credit limit offered is $1,000, though some cardholders have reported receiving starting spending limits as high as $14,000.
Does Wells Fargo do a hard pull for credit card? ›
Yes, Wells Fargo does a hard inquiry on your credit report whenever you apply for one of its credit cards. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time.
What credit card is the easiest to get? ›
NerdWallet's Easiest Credit Cards to Get of July 2024
- OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
- Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
- Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.
Once approved, you'll receive your card in about 7 to 10 business days, and it will be automatically added to your Wells Fargo Online® account. Within 45 days after making the first charge to your credit card account. If you'd rather receive Online Statements going forward, choose this option at Wells Fargo Online.
Credit bureau used by Wells Fargo
Wells Fargo primarily reviews credit information through Experian and Transunion. Wells Fargo also provides free credit score monitoring through Experian.
Is Wells Fargo considered a major credit card? ›
American Express and Discover issue credit cards, in addition to serving as card networks. Visa and Mastercard do not. Chase, Bank of America, Capital One, Citi, Wells Fargo and U.S. Bank are among the other major credit card issuers.
How long does a Wells Fargo credit application take? ›
Expand. You could have a quick credit decision, typically the same day. For most applications, you can track your application status online if you share your email address with us at the time of application.
How long does Wells Fargo take to give you a card? ›
How long will it take to receive my new card? Expand. Wells Fargo will review your customizations and image selection then send you an email within approximately 2 business days to let you know if your design is approved. Once approved, your new card should arrive within 5-7 calendar days.
How long does it take Wells Fargo to give temporary credit? ›
Within 10 business days, your claim will be resolved or your account will receive a temporary credit if additional investigation is needed. We will also reverse related fees and adjust interest as applicable, if temporary credit is issued or upon the resolution of your claim.
How long does Wells Fargo take to approve line of credit? ›
If approved, it will state the approved amount. If you applied for a Wells Fargo Prime Line of Credit, it will take up to two weeks for processing after you have submitted the required documentation.
How do I know if I was approved for a Wells Fargo credit card? ›
Expand. If you are eligible, we sent you an email confirmation when you submitted your application. If you are not a Wells Fargo Online customer, this email would have contained a unique Access Code that allows you to securely sign on to check the status of a submitted application.
How long does a credit card application usually take? ›
But keep in mind that a credit card issuer must make a decision on your application within 30 days. If you're approved, the card could still take 10 full business days to arrive after approval. And if you're waiting on a secured card, it may not ship until you've funded your security deposit.
How many days does it take to get a Wells Fargo card? ›
How long will it take to receive my card and my PIN? You will receive a new or replacement card within 5 to 7 calendar days. For new cards, if you didn't select a PIN when you requested your new card, you can expect to receive a system-generated PIN in the mail a couple of days after you receive your card.
